Credit Risk Analytics Role

- Ensuring high quality data management of comprehensive Risk data sets from internal and external sources

- Ensure effective execution of the Risk MIS & analytical framework across customer lifecycle - viz. acquisition, portfolio management and collections. This includes Through The Door tracking, extensive portfolio quality reports and delinquent accounts monitoring.

- Executing strategic initiatives under portfolio management and Risk projects and focus on automation.

- Executing intensive data driven statistical Risk scoring models (Application & Behavioral Score models) for Secured and Unsecured product segments, Designing credit loss estimation (PD, LGD and EAD) models.

- Driving the Annual Operating Plan (AOP) forecasting for credit cost, loss numbers.

- Portfolio performance monitoring and reporting using various tools including SAS/R/Python.