Credit Risk Analyst - NBFC

Our client is one of the leading Non Banking Financial Services company, looking to hire Credit Risk Analyst to be based in Chennai.

Responsibilities :

- Provide analytical solutions through statistical modelling, credit policy and strategy, reporting and data analysis for the business

- Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness

- Support any adhoc deep dive data analysis on portfolio matrices

- Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices

- Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when required

- Support in managing and improving various offer strategies, control offer generation and distribution through data analysis

- Work closely with Product, Sales and Risk teams to support business growth and drive new initiatives

- Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, and data flow are working efficiently and all required changes are built and implemented suitably

- Manage or mentor a set of Analysts in day to day analytical projects

- Manage AOP and other projects and deliver as against the timelines defined by the team

Desired Profile :

- Post Graduates with minimum 4 years of experience in credit risk and analytics function.

- Experience from Banking / Non Banking Financial Services industry in mandatory