Credit Risk Analyst - Mid Corporate - NBFC

The position is with NBFC Company and they are looking for Credit Risk Analyst - Mid Corporate

Location : Mumbai

JOB OVERVIEW:

The incumbent will be part of the risk team and responsible for Credit Structuring and Credit Risk such that it aligns with the broader risk appetite and objectives of the group

KEY STAKEHOLDERS:

Deal Team, Operations, Finance, Compliance and Legal

EXPERIENCE:

- 5 - 7 years of experience across Banks / NBFCs / AIFs in handling Credit Underwriting of debt products for SME / Mid Market / Large Corporate customers across multiple sectors

- Understanding of Industry, financial & credit principles

- Strong understanding of financial modelling and analytical skills

- Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same

- Maintain healthy relationships with internal stakeholders to achieve team goals

- Ability to understand/ simplify and present the complex problems

- Good networking skills across Banks/NBFCs operating in the space

KEY ROLES/RESPONSIBILITIES:

Credit Risk

- Independently evaluate lending opportunities across the capital structure (senior debt and mezzanine) across multiple sectors (except Real Estate)

- Interact with internal stake holders (deal team, legal, operations, senior management) and external stake holders (due diligence teams, promoters, external credit rating agencies, etc.)

- Undertake client unit / plant visit as part of pre-sanction due diligence exercise

- Assist in developing and enhancing proprietary in-house models for credit appraisal across sectors

- Present independent view on deals to senior management and deal sanctioning committee

- On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts

- Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets and sub-asset groups

Suitable candidates may apply with their updated resume along with the below details :

Current CTC:

Notice Period:

Expected CTC:

Sangeeta Bhadane