Credit Risk Analyst

This posting is applicable only for Mumbai/Pune candidates.

Job Location: Mumbai

Work Experience: 1-7 years

Brief Description:

- Responsible for handling credit analysis, assigning risk ratings, tracking financial institutions (IS A MUST), monitoring exposures and seeking approvals of credit memo on an annual basis. Perform written credit analysis and recommend credit ratings for approval.

Responsibilities:

- Responsible for industry analyses and developing domain expertise for focus industry segments including the preparation of industry studies;

- Establish and maintain consistent standards and processes in credit analysis through interaction with industry specialists and analysts globally;

- Take responsibility for the analysis of individual credits;

- Prepare financial forecasts and provide financial updates for credit reviews;

- Monitor stressed credits- monitoring obligors on monthly/quarterly basis.

- Monitor trading limits & exposures of companies to ensure that credit risk levels are within the risk tolerance.

- Responsible for credit exposure management for risk management purpose by resizing lines extended and also securing credit exposure.

- Preparing credit approval memos and tracking the industry trends.

- Responsible for assigning risk ratings based upon obligor’s financial strength, operating performance and market profile using qualitative and quantitative models.

Interested candidates can contact on 080-39281684/080-39281685