Credit Research Role - ITeS - IIM/ISB/MDI/FMS

Credit Research for one of the Leading ITES Organization

Job Responsibilities :

- Conducting detailed analysis of loan opportunities across various sectors in different geographies

- Developing a detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others

- Conducting sensitivity analysis on projections - for stress testing on loans for serviceability

- Identifying deal-specific covenants which can act as early warning signals while monitoring loans

- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment

- Detailed industry/market studies to understand the operating environment of the borrower

- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Desired Skills :

- Strong financial analysis - thorough understanding of accounting / financial concepts

- Ability to draft credit reports

- Strong communication skills - interacting with Debt Directors & Clients globally.

- Personal drive (proactive), flexible, creative (thinks out of the box), result-driven, responsible, curious, team player, and fast learner

- Hands-on attitude, willing/capable to understand the big picture.

- Ability to succeed in a culture where change and speed are part of daily work.

- MBA from Top Business School.