Credit Rating Role - Mid Corporate Group

Opening in Credit Rating for Mid Corporate & Large Corporate

Location : Mumbai

Job Desciption

Mid Corporate Group - Credit Rating

- Manage a team of analysts and managers and equip them to perform their roles and meet team objectives

- Aligning the performance of the team to the goals of the organisation;

- Management of the team - Planning, organising & controlling the KRAs of the individual team members

- Managing recruitment and performance appraisal of the team members

- Manage the daily MIS reports generated & responding to the deviations in a timely manner

- Making decisions on credit risk analysis encompassing industry / business research and financial analysis of Mid Corporates. Assisting the team members in:

- Rating recommendations and prepare reports that cogently capture the rationale behind the rating.

- Leading discussions during credit rating presentations to the Rating Committee.

- Ensuring adherence to rating process timelines.

- Maintaining high quality of analytics in reports and during rating committee presentations.

- Putting in place systems and processes within team to minimise instances of sharp rating transitions.

-  Client Management / Stakeholder Management for the assigned portfolio of companies;

- Initiate, develop & sustain relationship with key clients - includes visits to rated clients to understand their strategy and business model and incorporate the same into the ratings

- Contribute to devising strategies for portfolio management /prioritizing execution in consultation with the Director on a monthly basis/as required.

Job Description :

Large Corporate Group - Credit Rating

- Analyse Company's financial performance which include : 

- Past financial and business performance & Benchmark these against peers performance.

- Project future performance of the company

- Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.

- Assign Ratings and prepare reports that cogently capture the rationale behind the rating.

- Make credit rating recommendation to the Rating Committee.

- Ensure adherence to timelines.

- Maintain a high quality of analytics and rating committee presentation.

Client Management / Stakeholder Management : 

- Discuss with the key management personnel of the corporates being rated to understand their strategy and business model

- Communicate the final Rating to the client

Candidate Profile :
 
- Credit analysis/ research experience preferably for Large Corporates.

Essential Qualifications : 

MBA from Tier 1 institutes or CA

Preferred Qualifications : MBA/ CA