Credit Product Role - Manufacturing Sector - Bank

Hiring for a leading bank

Must have :

- Experience in credit role

- Experience in dealing with manufacturing clients

Job Responsibilities :

Credit assessment:

- Tracking of covenants and management of exceptions / deviations

- Regular review of the case

- Inspections / Site visits Sector assessment

- Detailed Financial analysis including finalization of financial model

- Preparation of Credit Approval Memorandum and following internal approval processes

- Meet with all pre-disbursal and post disbursal compliance Communication/PR of Bank's products

- Undertakes brand communication initiatives for designated products

- Communicates product positioning messaging that differentiates Bank's products in the market

- Increase Bank's visibility in the finance circle / industry sector

Market Research :

- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research

- Sector tracking / management presentations

Credit Appraisal :

- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance:

- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Shruthi Acharya
Skillventory