Credit Policy Manager - NBFC

Mandate open for a NBFC in Mumbai

Role : Credit Policy Manager

Location : CST fort,Mumbai

Qualification : MBA or CA

Preferred Industry : Home finance or Financial services

Job Description:

The role holder is responsible for Credit risk management of Home loans. Job profiles include portfolio risk management, assessment of Business risk, Product risk, Industry risk, Profitability assessment of specific segments and due diligence of credit processes.

Job holder is responsible for ensuring the growth of portfolio in right direction within the Risk appetite of the HFC

- The role holder interacts and coordinate with all the control functions and respective stakeholders of the HFC like Credit Risk/Business/ Audit/Analytics/Product/ Operations/Technology for effective and efficient delivery and controls of project and process within specific timeliness.

- Credit Risk Management of Home loans and LAP portfolio

- Simplification of processes through automation and digitization projects

- Formulation of Credit policy within regulatory parameters and risk appetite of the HFC

- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters

- Prepare monthly management deck; snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring