Credit Policy Analyst - Bank

Credit Policy Analyst

One of our clients, A leading MNC Bank is looking for a right candidate for the below mentioned position.

POSITION:- Credit Policy Analyst

JOB DESCRIPTION:-

- Responsible for credit portfolio MIS and analytics for Retail Mortgage portfolio – for Internal (Management) and External (regulatory) reporting. Ensure accuracy of information provided and timely submission - within the stipulated timeframe.

- Responsible for Business & Credit cost Planning / Outlook

- Quarterly Reporting – critical regional & global submissions

- Credit Quality analytics / portfolio monitoring viz. Portfolio Segmentation Analysis, TTD trend analysis, MAP renewals, Bureau Score review, Benchmark revalidation etc. through use of various analytics tools (CHAID, SAS etc.)

- Regular interface with Sales, Operations, Product and Collections to highlight and action sub optimal segments in the portfolio – recommend corrective policy actions to Portfolio Risk Manager

- Evaluate & recommend on new Credit initiatives/products/test programs.

- Monitor adherence to global consumer policies / local credit policy manuals.

- Participate in various business & risk management reviews

- Drive technology changes & developments as required from credit policy standpoint.

DESIRED PROFILE:

- We are looking for MBA/Masters degree in Economics/Statistics from premier institutes with 1 - 3 yrs of relevant experience.

Interested may send your profile with current CTC details to:
sushma@datamaticsindia.com
Phone No. 080-41512972
Sushma Giri
Datamatics Staffing Services Pvt. Ltd,
Bangalore