Credit Manager - Working Capital - Bank

Credit Manager - Working Capital - Bank

- Research and evaluate clients' creditworthiness for working capital

- Create credit scoring models to predict risks

- Managing portfolio of small & medium enterprise business

- Approve or reject loan requests, based on credibility and potential revenues and losses

- Calculate and set interest rates

- Negotiate loan terms with clients

- Monitor payments of small & medium Enterprise

- Maintain records of loan applications

- Follow up with clients to manage debt settlements and loan renewals

- Ensure all lending procedures comply with regulations

- Develop, review and update our company's credit policies