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Mangala

Recruitment Executive at Live Connections

Last Login: 14 March 2024

Job Views:  
192
Applications:  51
Recruiter Actions:  18

Job Code

1351141

Credit Manager - Wholesale Banking

6 - 9 Years.Mumbai/Navi Mumbai
Posted 6 months ago
Posted 6 months ago

We are looking for candidates from Wholesale Banking Credit experience

Job Description :

- Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions.


- Appraise and evaluate clients' creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework. Review, recommend or reject loan requests, based on credibility and potential revenues and losses.


- Negotiate loan terms with borrowers to mitigate credit risk. Ensure credit policies and risk appetite criteria are adhered regularly. Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control. Capture and share best- practice knowledge amongst the team.

- The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval.\


- Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.

Roles & Responsibilities:

- Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions.

- Appraise and evaluate clients' creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework.

- Review, recommend or reject loan requests, based on credibility and potential revenues and losses.

- Negotiate loan terms with borrowers to mitigate credit risk.

- Ensure credit policies and risk appetite criteria are adhered regularly,

- Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control

- Capture and share best- practice knowledge amongst the team.

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Posted By

user_img

Mangala

Recruitment Executive at Live Connections

Last Login: 14 March 2024

Job Views:  
192
Applications:  51
Recruiter Actions:  18

Job Code

1351141

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