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28/11 HR
Partner at Talent Proz Consultants

Views:416 Applications:88 Rec. Actions:Recruiter Actions:0

Credit Manager - Vehicle Loans (3-10 yrs)

Hyderabad/Lucknow/Chennai/Kolkata/Bangalore/Guwahati/Thane/Delhi/Jaipur Job Code: 1342733

Credit Manager - Vehicle Loan

Individual Contributor role

- Credit Assessment

- Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval.

- Thorough checking of the application file as per the laid down policy/process guidelines

- Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence

- Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream

- Evaluate all the credit risk parameters and implement measures to mitigate the same

- Prepare the credit approval memo and manage the overall TAT and approval rate.

- Credit Monitoring

- Ensure strict adherence to the laid down policy and process

- Ensure portfolio quality

- Periodic monitoring of Exception approvals/Reject analysis and inference.

- Ensure Credit Quality and maintain the Credit Cost under control

Women-friendly workplace:

Maternity and Paternity Benefits

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