Credit Manager - Vehicle Loan

Responsibilities:

- Underwriting of Vehicle Loan applications

- Cost Rationalization, Data Quality Improvement

- TAT Improvement, monitoring and reduction in TAT as an ongoing activity

- Conduct trainings for various stakeholders

- End to end managing of Vehicle Loan applications i.e. from Login, DE to Underwriting, PDD/OTC management

- FI Agency management and reduction of TAT of FI agencies

- PD Agency empanelment & management

- Efficiency building and productivity enhancement.

- Maintaining MIS for various activities done by stakeholders to check efficiency and productivity

People Management or Self- Management Responsibilities:

- Active participation in related discussions with business, credit, operations, policy etc.

- Client visits and regular interactions with various stakeholders.

- Self-driven, goal oriented & dynamic in nature.

Risk and Internal Control Responsibilities:

- Identify the gaps in the existing process/policies& highlights to the Senior Management -

- Underwriting of files with due diligence, lesser TAT and better quality -

- PDD/OTC Management

- SECTION IV: KEY INTERACTIONS

Key Internal - Interactions Purpose of Interaction