Credit Manager - Unsecured Business Loans - FinTech/NBFC

Credit Manager - Unsecured Business Loans

Key Responsibilities :

- Assessment of credit worthiness through detailed study of financial statement, market data and operational data.

- Verification of credit information through 3 party sources and market intel

- Responsible for Underwriting & Sanctioning loan applications within the prescribed TAT with zero deviation from the policy parameters.

- Alliances with bureau and necessary data banks can be handy.

- Active portfolio monitoring and limits management

- Target minimal NPA and loss at internal and external sourced credit.

- Track approval covenants for all cases. Ensure SOP adherence at all times.

- Preparation of monthly tailored dashboard for leadership review

- Work closely with Risk Head and Tech team for digitizing lending journey

Requisites :

- 4-10 years of experience across Fintech/NBFCs in Unsecured Business Loan domain

- High data and analytics orientation

- Stakeholder management, business expectation fulfilment and problem solver and should be flexible and swift to adopt start up pace.

- Prefer MBA Finance