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20/09 Kriti
Founder at Folkswire

Views:3454 Applications:201 Rec. Actions:Recruiter Actions:197

Credit Manager - Underwriting - BFSI (2-6 yrs)

Mumbai Job Code: 745931

Broad Responsibilities and Duties:

- Developing, training and leading a team of 10-15 credit underwriters

- Standardizing the credit process and making credit model/algorithm for quicker loan disbursements

- Maintain portfolio of customers, monitor repayment progress and lead collections initiatives for delinquent accounts

- Working closely with the top management for making broad credit policies and reviewing portfolio growth

- Interaction with the in-house team to provide solutions to clients in a coordinated and timely manner

- Continuously innovate the credit underwriting process to make the process seamless for the customer

- Dealing with any queries relating to your client list and escalating where needed

- Analyze credit data to determine the degree of risk involved in the lending portfolio and figure out new ways to mitigate these risks

- Work with the engineering and product team to build automated credit appraisal models and reports using machine learning algorithms

- Monthly reporting to high-level internal management, sales & account management teams on outstanding issues and inform them of potential client problems

Skills:

- Minimum 2 years experience in consumer loan underwriting;

- Strong judgment to deal with ambiguity;

- Confidence to deal with difficult clients;

- Experience in presenting to senior audience;

- Having a systematic approach to work and an eye for detail;

- Self-driven and proactive in executing projects.

Women-friendly workplace:

Maternity and Paternity Benefits

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