Credit Manager - SME Segment - Bank

Working in EC credit Department of the Bank

Scope of work:

- Appraisal of proposals of working capital facilities and commodity based finance.

- Credit Appraisal, risk analysis of SME loan applications, which includes ensuring that proposal is complying with all policies/process stipulated by Bank.

- Assessment of Industry, Credit and Operational risk associated with proposal and ensuring mitigate to cover all these risk associated with proposal.

- End use portfolio monitoring & regulation of credit in respect of Bank's valued customers.

- To review irregular/delinquent accounts of portfolio and reporting same to senior management.

- Risk profiling of clients and prospective clients through study of financials, security structure, etc. along with client interaction.

- Sanctioning fresh loan applications (Working capital)