Credit Manager - SME - NBFC

Job description :

Responsibilities :

- Credit appraisal of loan applications within defined policy guidelines and accordingly recommending them for approval to higher authorities

- Assessing credit worthiness of the potential client by studying financial history basis documents submitted, market information, reference checks etc.

- Underwriting and making proposals of cases with desired level of quality to higher authorities

- Ensuring systematic and timely verification processes; coordinating with verification agencies

- Finalization of terms and conditions of the proposal in consultation with higher authorities

- Timely processing of the proposals to ensure the faster TAT

- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFCs

- Vendor relationship management like FCU and FI agencies.

Qualifications :

- 4-6 years of SME underwriting experience (unsecured and secured) in a reputed bank or NBFC

- Strong analytical skills and familiarity with a wide range of business loan products

- Good academic credentials - Bachelors or Masters degree from reputed institution

Only those who have relevant exp. need to apply.