HR Executive at Career Shapers HR consulting
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Credit Manager - SME Business Loan (2-8 yrs)
Credit Manager-SME BL in Digital SME company
About the Role :
We are looking for an experienced credit manager for Delhi location..
- Credit appraisal of loan applications within defined policy guidelines and accordingly recommending them for approval to higher authorities
- Assessing creditworthiness of the potential client by studying financial history basis documents submitted, market information, reference checks etc.
- Underwriting and making proposals of cases with desired level of quality to higher authorities
- Ensuring systematic and timely verification processes; coordinating with verification agencies
- Finalization of terms and conditions of the proposal in consultation with higher authorities
- Timely processing of the proposals to ensure the faster TAT
- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFCs
- Vendor relationship management like FCU and FI agencies.
- 4-6 years of SME underwriting experience (unsecured and secured) in a reputed bank or NBFC
- Strong analytical skills and familiarity with a wide range of business loan products
- Good academic credentials - Bachelors or Masters degree from reputed institution
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