Credit Manager - SME - Banking/NBFC

We are looking for a Credit Manager for one of our clients in Mumbai. The details are given below.

Organisation :

India's hottest start-up in Digital Finance. An NBFC registered with the RBI and a member of CIBIL, serving SMEs with fast, flexible and innovative working capital credit products. Founded in 2013 and funded by Sequoia and SAIF, the management team includes professionals from McKinsey & Company, Gokaldas Exports, Citibank, Capital First, Kotak, Standard Chartered Bank, Dhanlaxmi Bank, Bain Capital, Tech Mahindra, and Wipro.

Location : BKC, Mumbai

Role :

- Credit appraisal of loan applications within defined policy guidelines and accordingly recommending them for approval to higher authorities

- Assessing creditworthiness of the potential client by studying financial history basis documents submitted, market information, reference checks etc.

- Underwriting and making proposals of cases with desired level of quality to higher authorities

- Ensuring systematic and timely verification processes; coordinating with verification agencies

- Finalization of terms and conditions of the proposal in consultation with higher authorities

- Timely processing of the proposals to ensure the faster TAT

- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFCs

- Vendor relationship management like FCU and FI agencies.

Ideal Profile :

- A minimum of 4 years experience in SME Underwriting in a reputed Bank of NBFC

- Strong analytical skills and familiarity with a wide range of business loan products

- Good academic credentials Bachelors or Masters degree from reputed institution

Those Who Can Join Immediately Would Be Preferred!!