Credit Manager - Risk/Appraisal - Bank

We are currently looking for Credit Risk professionals for a Foreign Sector Bank having exposure in monitoring and assesment of credit accounts.

Experience : 6+ years

Location : Mumbai

Job Profile :

CREDIT ASSESSMENT :

Strong Credit assessment :

- Ensure adequate review and research of all project proposals to ensure and maintain minimum risk exposure.

- Suggest structures to mitigate credit risk.

- Facilitating prompt disbursement and maintaining optimum tickets sizes for loans.

- Assessment of cases for maintaining credit quality in line with credit policies.

- Evaluation of Security cover to sufficiently cover Banks Exposure.

- Monitoring of the unsecured portfolio and sectoral caps as defined in credit policy.

- Liasoning with Business and Compliance for exchange of Credit Information

- Report with the Bankers with whom companies shares exposures.

CREDIT MONITORING :

- Continuously monitor in achieving the various priority sector targets.

- Ensure high quality of portfolio. Proactive monitoring of industry and individuals credits in the portfolio.

- Regular review of each portfolio and assess ongoing credit risk - timely reporting to the management.

- Proactively identify early warning list on ongoing basis and report to the management on watch list/ exit cases.

- Ensure all terms and conditions stipulated are being followed.

- Covenant testing and proactive measures to control credit quality.

- No overdues.

Manjusha

Team People Tree