Head at PMS Consulting
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Credit Manager - Loan Against Property/Business Loan - NBFC (2-6 yrs)
Credit Manager LAP/BL- NBFC Company -Chennai
- To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
- Ensuring compliance of the Credit Policy and processes within TAT
- Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan
- Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
- Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
- Processing of files and following up with the clients for pending documents.
- Checking the customer profile and categorizing it into low, medium and high risk.
- Closely monitoring the Clients CIBIL and Clients loan portfolio
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