Credit Manager - Lease Portfolio Monitoring - Bank

Job Description :

- Responsible for monitoring of entire lease portfolio.

- Regular monitoring of the account behaviour of lessees, through a mix of automated and manual tracking

- Follow up with the customers for obtaining quarterly/half yearly/annual financial information as per terms and conditions of the sanction. Verification of Order book position and meeting the targets.

- Ensuring post disbursement compliance with approved terms and conditions, assignment of rights, review expiry of credits, progress payment insurance, post fact mortgage etc.

- Review daily system credit monitoring and management reports and identify non performing accounts with irregularities and proactively follow - up to ensure corrective action taken in line with credit policy.

- Monitor all irregularities, past dues, documentation deficiencies, etc., and report to senior management.