Talent Acqusition Executive at SutraHR Services
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Credit Manager - FinTech (5-10 yrs)
Industry: Financial Services
Company size: 2-10 employees
Headquarters: Bangalore, Karnataka
Type: Privately Held
Founded: 2018
Job Description - Credit Manager
We are looking for a Credit Manager to oversee our company's lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates.
Responsibilities:
- Research and evaluate clients- creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company's credit policies