Credit Manager - DHFL

If you are looking for a change and would like to explore this opportunity, respond with following details along with a copy of resume.

1. Updated CV
2. Present compensation
3. Motivation for change

Position: Credit Officer/Appraisal Officer/Asst Manager Credit

Experience: 4-8 years

Qualification: BCom /Mcom /MBA - Finance/ICWA/CA Inter

Location: Bangalore, Belgaum, Hubbali, Davangere, Bellary, Mangalore, Mysore, shivamoga.

Key Responsibilities

Executing and verification

Interact with the customer in order to determine the loan requirement, purpose of loan, income sources.

Verify the documents that have been provided by the customer and request for pending documents through concerned team.

Post login of file into the system, conduct verification or initiate for verification through third party, wherever available as per guidelines received by Head Office.

Conduct personal discussion to resolve all queries related to issues identified during verification.

Documentation and credit approval

Prepare the proposal document detailing the loan eligibility after analyzing customer data and as per credit guidelines.

Approve cases for loan eligibility up to limit that has been assigned and recommend cases to higher authorities as per policy

Generate offer letter for the customer, collect property documents, and initiate technical and legal verification.

To complete post sanction formalities related to checking of documents, execution of loan documents, collections of additional documents & PDC's as per the guidelines and prepare the docket inclusive of all income/ property/ customer related documents.

Audit

To participate in the monthly audit and assist the auditors in all queries and take actions for all audit inconsistency in a timely manner.

Sharmil
Research Associate
8147138928