Credit Manager - Construction Finance - CA - BFSI

Credit Manager - Construction Finance - Mumbai - one of the best BFSI brand

We have 1 very urgent position in one of the reputed BFSI brand

POSITION - Credit Manager - Construction Finance

REPORTING: Head - Mortgage & Construction Finance

LOCATION : Mumbai ( South Mumbai )

CTC : 13lac - 17lac pa approx, depending upon current package, experience, education, interview status )

JOB DESCRIPTION :

Carry out a risk assessment of lending proposals and forward it to the Risk committee for approval

Meet with developers and builders to understand the viability of their projects, in terms of project scale, progress and financials

Provide inputs towards the structuring of the deal, ensuring compliance with internal risk and external regulatory requirements

Carry out an analysis of the balance sheet and recent financial results of developers and their organizations

Carry out background research on the project, the developer, and the regional market, highlighting any negative reports so as to ensure the quality of company's lending portfolio

Monitor statutory real estate guidelines and assess any relevant information from these sources

Manage direct relationships with developer finance and accounts teams to get timely and correct information

Prepare a credit memo and forward it to the credit committee, following up on action so as to ensure minimal turn-around-time of the approval process

Emphasize strict compliance and adherence to internal risk management and external regulatory norms

- Ensure a thorough understanding and acceptance of the company's credit risk strategies, and ensure that appropriate credit risk parameters are incorporated in proposals

- To work with the Central Risk teams to identify risk areas and build processes to mitigate risk, including performance metrics and documented procedures

- Monitor customer accounts on a periodic basis to ensure the maintenance of acceptable asset quality levels

- Track delinquent and potentially problematic accounts closely, taking action to minimize the level of NPAs within the region

Requirement :

Relevant profiles from NBFC / Banks ( into Construction Finance / Builders finance business line ).

CA mandatory.

Mention your current CTC and current LOCATION in the resume, for candidates who want to relocate, pls mention the reason for the same. Our recruitment managers will call you once your cv is shortlisted & discuss your profile in details before sending it to the client.