Credit Manager - BFS

Credit Manager

Qualification: CA (fresher) /MBA (Finance)

Roles & Responsibilities:

- Preparing credit notes to enable recommendations to assist the sanctioning authority for higher exposure in the decision making process.

- Analysis of financial statements of the prospective clients to identify the short term and long term solvency and liquidity position.

- Coordination with advocates, valuers and other processing professionals.

- Appraising loan application for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials.

- Credit assessment and underwriting of loan application based on financial, business and industrial risk, end to end from initiation to disbursal of loans.

- Develop and maintain credit risk strategy and policy by continuous analysis of business.

Skills & Competencies:

- Financial and credit risk analysis.

- Advanced level proficiency on MS Office and Tally

- Excellent interpersonal communication and organisational skills