Credit Manager - Banking

- To appraise and underwrite working capital facilities like WCDL, Advance against Bills Receivable, Purchase Bills discounting and Sales Bill Discounting within defined RBI Guidelines / Internal policy guidelines and accordingly take decisions or recommend for approval to appropriate authority.

- To prepare Credit Approval Memo, ensure complete adherence to laid down policy and procedure / process, liaise with sales team to proactively assess and resolve issues faced by client.

- Exposure to start ups will be an added advantage.

- To do Exception/ Deferrals Management, Tracking of Loan Review Mechanism / Credit Audit Issue, Early warning call / Watch List call.

- To Manage the entire credit application process right from origin till disbursement.

- To Co-ordinate with Legal and FI agency for processing the file & managing the overall TAT.