Credit Manager - Affordable Housing Loan

As part of Credit team for Affordable Housing Loan, the primary job of the credit manager is to understand :

- The business dynamics,

- Products on offer

- Various segments to whom we lend

- Ensuring discipline in adherence to processes involved in credit buying

- Underwriting & making proposals of business loans and other products as per location requirement manage the credit processing agent's activities

- Ensure systematic verification processes and coordinate with verification agencies

- Be up to date on industries we lend and business environment in general

- Take appropriate credit decision

- Monitor the portfolio sourced

- Understand and interpret the portfolio quality

- Interact with sourcing agents

- Co-ordinate with internal and external auditors