Credit Head - Stressed Accounts - Bank

Credit Head -Stressed Accounts- Bank- Mumbai

Opening for A Credit Head -Stressed Accounts - Bank- Mumbai

Experience: 10+years of work experience in Credit Management in monitoring stressed accounts, NPA Management

Education: CA/MBA

Location - Mumbai

Responsibilities:

- The business's vision and projection for credit underwriting

- Establish infrastructure, underwriting model development and deployment processes, and credit policies.

- Accountable for ensuring that credit policy is well understood at all appropriate levels.

- Evaluate credit policies in light of organisational objectives while staying current with completion procedures.

- Market segmentation and product market expertise are essential.

- Responsible for implementing methods for total security of the financed amount, working with Business teams, clients, and other agencies to enhance TATs, and continual improvement of the credit approval process to meet the changing business needs.

- Lead credit tightening activities to keep delinquencies under control while maintaining a balanced perspective of business profitability across geographies. Perform a portfolio analysis of the outstanding advances portfolio.

- Attempt to reduce credit risk.