Hiring for Credit Head (Affordable Home Loans) Location : Mumbai, Chennai, Rajasthan, Andhra Pradesh, Telangana Experience : 7-14 yrs (experience in Credit risk/underwriting vertical in Banks/NBFC for Affordable Home Loans/LAP. It is essential of having at least 4-5 years of experience of handling mid-managerial level responsibilities) Qualification : Graduation Essential. Preferred if having PG in Management/Law. JD : The position holder shall be responsible to monitor and manage the Credit Risk vertical for retail home loans. - Identify and evaluate the gaps in the systems for credit underwriting, risk management. - Suggest improvements in the risk policy to minimize the fraud risks. - Monitor the quality of cases/portfolio by regularly reviewing the delinquencies, NPAs, etc. - Identify the threats in time and ensure mitigation of the same. Formulate the Credit policy to cover for the risk in the business, considering the parameters described by the regulatory authorities. - Ensure that the concerned personnel (such as Sales, Credit and Operations) are trained on the policy parameters. Guide them consistently to ensure thorough implementation. - Monitor and guide the team (across organization) for timely completion of end-to-end Credit transaction process, ie from Log-in onward till sanction. - Ensure that the credit requirement of customers are reviewed and considered to mitigate any credit risk. In consultation with the seniors, finalize the sanction terms and ensure that they are negotiated with the clients. As required, get the required internal approvals and document the same as per policy.

Mumbai

Chennai

Rajasthan

Telangana

Andhra Pradesh

Credit Head - Affordable Home Loans/LAP - NBFC/Bank 

Credit Head - Affordable Home Loans/LAP - NBFC/Bank  ,Job Description for Credit Head - Affordable Home Loans/LAP - NBFC/Bank  in Info Corporate Service in  Mumbai Chennai Rajasthan Telangana Andhra Pradesh for (7-14) years of experience. Apply Now!

Job Description for Credit Head - Affordable Home Loans/LAP - NBFC/Bank  in Info Corporate Service in  Mumbai Chennai Rajasthan Telangana Andhra Pradesh for (7-14) years of experience. Apply Now!