Credit Branch Manager - Bank

Branch Manager -Credit

Credit Manager Responsibilities:

- Evaluating the credit worthiness of potential customers.

- Creating credit scoring models for risk assessments.

- Approving and rejecting loans based on available data.

- Calculating and setting loan interest rates.

- Negotiating the terms of the loan with new clients.

- Ensuring all loans and lending procedures comply with regulations.

- Maintaining records of all company loans.

- Monitoring loan payments and bad debts.

- Reviewing and updating the company's credit policy.

Credit Manager Requirements:

- Bachelor's/PG degree in accounting, business administration, finance, or a similar field.

- Proven work experience as a credit manager.

- Advanced knowledge of accounting software.

- Good understanding of lending procedures.

- Advanced mathematical skills.

- Excellent analytical skills.

- Good communication skills.

- Good interpersonal skills.

- Detail orientated.

- Ability to deal with stressful situations.

- Should be able to handle team.

- Expertise in LAP, Machinery Loan, Loan Segment Etc.