Credit Auditor - Bank

Hiring for Renowned Bank

Job Description :

- Audit Planning. Ensure commencement & completion of audits as per audit plan.

- Conduct independent Loan Review/Credit Audit of Wholesale/ Mid Corp/SME/WCF/MSME Credit portfolio. Independent review of Appraisal, Assessment & Internal Risk Rating for the borrower.

- Independent review on Compliance to bank's laid down policies and regulatory compliance with regard to Sanction process, Assessment, Adequacy of documentation, Credit Risk, Conduct of account and Follow up looked at by line functionaries, Oversee action taken by line functionaries in respect of serious irregularities, detect Early Warning Signals and suggest remedial measures.

- Ensure whether Internal, Statutory & Regulatory guidelines are adhered to at the time of sanction & exceptions to be reported. Recommend corrective action for various issues noted during audit.

- Escalation & discussion on audit issues with the respective stakeholders before finalization of reports.

- Audit sampling and submission of reports within stipulated timelines.

- Follow up for closure of reports within stipulated timelines, post issuance of Audit Reports.