Credit Analyst - SCF/Working Capital Underwriting - Banking Sector

Credit Analyst - SCF/Working Capital Underwriting - Banking Sector

- Extensively work on risk assessment and credit underwriting of SCF, BBG, SME clients for various products like Channel/Dealer Finance Facilities, Vendor Financing, Sales bill Discounting, Cash credit, Term Loan, and other fund-based & non-fund-based products.

- Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals.

- Conducting necessary due diligence of the prospective borrower.

- Monitoring the existing loans/advances portfolio to maintain its quality and ensuring compliance with the bank guidelines.

- End-to-end involvement in the disbursal process for smooth flow of business.

- Checking early warning signals of client credit facility to avoid fraud/bad debts.

- Submission of the internal audit & other reports or MIS of the region as and when required.