Credit Analyst - NBFI

Job Description :

- Processing credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.

- Research and analyses financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.

- Conduct sector research covering North America to support the analysis.

- Showcase strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.

- Propose obligor ratings using the bank are rating tools.

- Manage key components of counterpart credit administration such, trading documentation (ISDA/CSA, GMRA, GMSLA, and FAA) and managing credit limits.

- Should be familiar with credit terms for legal documents and co-ordinate with legal department on negotiations.

- Perform on-going monitoring of client credit quality to identify a possible deterioration of credit quality.

- Monitor exposure and manage credit limit exceptions/overshoots. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.

- Coordinate all aspects of a credit request, liaising with FIG relationship managers, Business Lines, Legal staff, Risk division and other stakeholders.