Credit Analyst - Large Corporates - BFSI

Position Summary:

The incumbent has to work along with the relationship manager, developing the credit skills and at the same time giving exposure to interact with the clients.

Essential Duties and Responsibilities:

- Support team in transaction appraisal & execution, including preparation of detailed credit appraisal of transactions, project evaluation, industry analysis, risk assessment & mitigation, financial analysis, sensitivity analysis, preparation of transaction documents and conducting site-visits.

- Present investment proposals before the Credit Committee/Senior Management, substantiating analysis and merits of the transactions.

- Work with the team in legal documentation, execution of legal agreements, KYC checks & compliance, disbursement, and coordination between the customer, legal, operations, internal audit, accounts and treasury teams.

- Post Disbursement Portfolio Monitoring including collection monitoring, project tracking, managing account formalities and responding to credit events.

- Track industry dynamics and regulatory trends.

EDUCATION

Essential requirement:

- MBA (with specialization in Finance & Marketing ) /Chartered Accountant

WORK EXPERIENCE

Essential requirement:

- 1 - 2 years of relevant experience./ CA Fresher

A candidate should have:

- Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers

- Excellent computer proficiency (MS Office - Word, Excel and Outlook)

- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service

Competencies or Skills requisite for this role:

A] Bank wide Competencies:

- Target Orientation

- Customer Responsiveness

- Execution Excellence

B] Functional Competencies:

- Analytical skills

- Credit skills

- Negotiation ability