Credit Analyst - Large Corporate - NBFC

One of the leading NBFC .

Location : Kolkata / Hyd

JD:

Credit appraisal of equipment financing proposals from large/ corporate clients mostly belonging to construction & mining industry involving financial analysis, industry analysis, business analysis, etc.

- Undertake a detailed study of requirement of proposed assets for funding vis-a-vis the scope of the project/ work at hand in terms of applicability of the assets and quantum of assets required.

- The candidate should gain a thorough understanding of Delegation of Authority & Credit Policy and ensure that all financing proposals are compliant with the extant policies.

- Coordinate with Branches/ Business Team to enable smooth flow of all information/ documents that are required to undertake an appraisal.

- Engage in client discussions (telephonic or visit) before finalising recommendations of a proposal.

- The outcome of the aforementioned activities will be a detailed Credit Appraisal Memorandum which captures all relevant information and analysis along with the Credit Analyst's recommendation which can enable the competent approving authority to take a decision.

- Constantly update self with latest developments in the economy and construction & mining sector and capture the impact of same in appraisals.

- Ability and desirability to shoulder additional responsibility and train/guide fresh recruits to be able to assist for appraisal of credit proposals.