Credit Analyst - Large Corporate - Bank

Position Description:

Role: Credit Analyst

Job Description

- Detailed Credit and Risk Analysis for Large Corporates

- Understanding company's business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis

- Client meeting and site visit to understand business and promoters closely

- Detailed Analysis, decision making for funding a client and presentation of proposals / cases to the committee

- Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts

- Maintain relationship with clients, understanding their need, suggesting relevant products, ensuring utilization of limits

- Handle all working capital products - Term Loan, Working Capital - CC, LC, BG etc.

- Ensures timely renewal of Credit approvals ensuring satisfactory turnaround time.

- Give early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.