Credit Analyst - Healthcare Sector - USA Region

Support Portfolio Management Group and handle credit coverage for non-investment Corporate and mid-Corporate clients in the Healthcare vertical.

The Analyst will be a corporate finance professional, supporting non-investment grade coverage across an industry vertical lending business. Critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.

Responsibilities:

- Support the management of a segment of an Industry vertical commercial loan portfolio

- Perform due diligence and regularly scheduled evaluation of loan portfolio for which they support.

- Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure

- Modeling skills required for both credit application process and Quarterly Credit Watch presentations.

- Responsible for the coordination and communication of account information across various constituencies throughout the organization

- Responsible for knowledge of country/risk factors on a macro level

- Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources

- Oversight of covenants compliance database and facility closing due diligence, including documentation.

- Attend RM customer meetings when appropriate

- Special projects as assigned

Qualifications:

- Bachelor's degree, a CFA is an asset

- Solid credit and analytical background, including at least one year of experience in a related role

- Strong financial spreading/modeling skills required

- Strong written, verbal and interpersonal skills

- Completion of formal credit-training program at a money center bank is preferred

- Good computer skills in Microsoft Word, Access and Excel

- Able to work independently and under pressure and manage multiple assignments