Credit Analyst - Financial Institution Group

Credit Analyst-Financial institution Group(FIG)-Mumbai

We are hiring for one the big 4 for Credit Analyst(FIG) Role

MAIN PURPOSE OF THE ROLE:

- We are looking for an ambitious FI credit analyst to cover a varied portfolio of banks across developed and emerging economies. Additionally, experience of Insurance Companies and NBFI (e.g. asset managers and sponsors) experience would also be highly beneficial, to assist with the build out of the NBFI strategy; in this area, the role can include an active part in the development of more complex products in conjunction with other product teams.

- The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews; working side by side with relationship bankers and product partners.

- EMEA's FI strategy will drive deeper client relationships amongst Insurance, Sponsors and Asset Managers via delivery of 5 key products (Securitised products, Secured finance, FX, Rates, Credit); the credit analyst will support these transactions.

KEY RESPONSIBILITIES:

- Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off.

- Clear and concise presentation of key risks/ mitigants in both verbal and written format.

- Ability to multi-task and manage ever-changing and often conflicting priorities; Ability to work with a high level of motivation and initiative;

- Work diligently to develop technical skills and industry knowledge related to the role.

- Ensure accurate and timely compliance with internal rules and reporting procedures.

- As directed support the development of junior staff members assigned to the team.

WORK EXPERIENCE:

- 5+Years of Extensive experience in fundamental FI credit/ Insurance /NBFI analysis gained in either a bank, asset manager or rating agency environment.

- There should be an emphasis on credit analysis in the context of a transaction or event, or a strong motivation to move into a more transaction driven environment.

SKILLS AND EXPERIENCE:

Functional / Technical Competencies:

- Experience of covering FIs in EMEA. Experience of NBFI (Insurance/Financial Sponsors) would also be beneficial.

- A good understanding of loan documentation and key credit protections.

- Understanding of market risk and ISDA/CSA documents would be preferred/ beneficial.

- European language skills desirable (but not essential) and ability to work across regions with locally based GCIB bankers.

Education / Qualifications:

- Degree level and professional qualifications desirable. Either completed or working towards CFA, ACCA, ACA, ACT or similar qualifications would be highly beneficial.