Credit Analyst - Emerging Corporates - Bank

Urgent Opening for Leading Bank - Credit Analyst - Emerging Corporates (500crs- 1500crs)

Position - Credit Analyst

CTC - 15 to 20% Hike

Experience - Minimum 4 years

Location - Mumbai

Looking for candidates from Mumbai location only.

Industry: Banking only

Job Profile: 

1. Credit appraisal of emerging corporate clients for Fund Based/Non Fund Based Working Capital facilities, Term Loans, and External Commercial Borrowing, by undertaking analysis of business risk, industry risk, management risk, and financials risk.

2. Preparation of Credit Reports as part of Annual Reviews. Evaluating operating & financial performance of Clients and determining existing & potential credit risks, deal support on new opportunities, financial commentary documentation

3. Preparation of credit memos by evaluating management risk, business and industry risk, financial risk, collateral and security analysis, and presentation to credit sanctioning committee.

4. Finalization of term sheets and pre-disbursement documentation.

5. Day-to-day monitoring and prompt recognition/reporting of deteriorating credit quality within the portfolio and taking steps to minimize the resultant risk.