Credit Analyst - Credit Risk - Corporate Banking

- To deal in Pre and Post sanctions credit activities for the corporate clients

- To conduct Credit rating process for the corporate clients

- To review credit proposals both fund based and non-fund based for corporate clients

- To take for all kinds of audit i.e. statutory/RBI/HO related to credit activities

- Preparation and submission of all necessary reports to the regulator specified for the credit department

- Issuance of sanction letter as per the terms and conditions of approved Term Sheet

- Documentation-Issuance of security documents as per the terms of sanction

- Interact with clients and negotiate, if need be, on the format of documents, refer to legal / approvers with appropriate justification on the changes suggested and Get the documents executed from the clients.

- Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorizations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

- ROC / CERSAI compliances, arranging filing of necessary forms with ROC and CERSAI.

- Disbursement Ensuring proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals