Credit Analyst - Corporates/Financial Institutions

Credit Analyst- Corporates/Financial Institutions

Job Role:

Credit Analyst- Corporate/Financial Institutions

Role Overview: Join a Leading Financial Group

Purpose of Role:

- Client is setting up a Credit Analysis Team for centralizing the credit analysis function for its Corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio across EMEA region.

- The Credit Analysis team is the Bank's first line of defense and works closely with GCIB bankers, Product partners and Credit approvers to promote an optimal risk / return on the banks' lending opportunities.

- The credit analyst will perform forward looking fundamental credit analysis on the borrowers, annual reviews and limit renewals, support on ad-hoc requests and periodic reviews when necessary.

Main Responsibilities

- Manage a portfolio of EMEA Corporate clients and undertake objective detailed due diligence of borrowers / industry.

- Managing end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).

- Covenant checks and periodic monitoring reports.

- Preparation of periodic sector reports and event-based stress tests of the portfolio as necessary.

- Support Relationship Managers / Senior Credit Analysts in the department on ad hoc requests related to new transactions or other portfolio reviews.

- Audit management - Internal, External including regulatory inspections

- Ability to multi-task and manage ever-changing and often conflicting priorities; Ability to work with a high level of motivation and initiative; Work diligently to develop technical skills and industry knowledge related to the role.

- Ensure accurate and timely compliance with internal policies and reporting procedures.

Candidate Profile:

- Extensive experience in fundamental Corporate analysis gained in either a bank, asset manager or rating agency environment.

- There should be an emphasis on credit analysis in the context of a transaction or event, or a strong motivation to move into a more transaction driven environment.

Functional / Technical Competencies:

- Experience of covering EMEA/US/UK Corporates.

- A good understanding of loan documentation and key credit protections.

- Understanding of market risk and ISDA documents would be preferred/ beneficial.

- Familiarity with Bloomberg / Cap IQ and similar systems