Credit Analyst - Corporate/SME Segment - Bank

We are hiring for Credit Analyst for our client MNC Bank.

Experience- 3 to 5 Yrs

Location- South Delhi

Job responsibilities:

- Should have experience in handling Corporate/SME credit proposals (FB limits- i.e. CC/OD, WCDL, EPC/PCFC/PSFC, Purchase Invoice Financing, Vendor Finance etc. NFB limits (i.e. BG, LC etc), Term Loans, Project Finance etc.)

- Should be handling proposals spread across all the industries viz Textiles, EPC, Engineering, Pharma, Chemicals, FMCG, IT etc.

- Knowledge of Retail Loans offered by Banks would be an added advantage.

- Preparation of Appraisal Notes, CMA, assessing all risks in the proposals, complying with Bank's internal policies and RBI guidelines.

- Strong analytical skills, Financial Analysis, detailed Balance Sheet and Cash flow understanding including Off Balance Sheet items with the ability to review, understand complex transactions, Credit rating as per internal policy framework etc.

- Remain updated on RBI circulars, SEBI circulars, FEMA circulars and other relevant laws relating to Loans and Advances, Loan Syndications, Assignment

- Deals and the Credit function of Bank's/NBFC's Department.

- Remain updated on various Industry and their dynamics, perform research, detailed analysis, and prepare report on Specialized Industry.

- Able to travel on visits to Client Locations including industrial locations and should have knowledge of main business hubs of Delhi NCR and nearby locations.

- Monitoring the portfolio sourced, preparing monitoring reports, should be able to identify EWS accounts and prepare EWS reports.

- Must be technically conversant to operate Microsoft Excel, Word, and PowerPoint and quickly learn other Software.

- Interact with Internal as well as external agencies, Relationship Managers and regularly and co-ordinate with internal and external auditors.

- Should be able to give presentations of complete deal to Internal as well External Investors, Board Committees and Approving Authoritie