- Responsible for credit assessment and regular review of proposals for Mid and Large Corporate clients
- Detailed financial analysis including finalization of financials model
- Preparation of credit approval memorandum and following internal approval processes
- Appraisal of the proposals involving detailed analysis of income statement, balance sheet, financial ratios, cash flows, management risk, industry risk and economic conditions
- To maintain high quality standards of documentation, client communication, process compliances
- Review and adherence of the rating, methodology/frame work for risk classification
- Manage credit risk across all product and transactions in wholesale banking
- Active client interaction for risk assessment as well as execution of transactions
- Facilitate regular portfolio reviews to identify and present risks associated with portfolio and recommend relevant actions
- Responsible for identification of other risks and escalation to relevant risk partners
- Regulatory interaction for credit risk management.
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