Posted By
Posted in
Banking & Finance
Job Code
465999
Our client is a one of the biggest MNC banks in India and they are looking for a credit analyst to join their team.As a credit analyst, the main responsibility will entail analysis and recommendation for corporate advances with a view to minimize credit losses and promote business growth.
Roles and responsibilities:
Credit Appraisal
- Understanding the client (prospect or existing) and its business, the industry of the client and its competitor group.
- Analyze Financial Statements.
- Prepare Credit Proposals in liaison with RMs.
- Identification of Risk Areas.
- Recommendations to mitigate risks.
- Attending Credit Committees and modifying proposals based on credit committee recommendations.
- Preparing Sanction letters in accordance with authorization.
- Analyze and research on Industry & Business environments.
Client Interface
- Interact with clients in liaison with RMs and Group Heads
- In order to understand the client and industry better
- Attend Consortium Meetings / Plant visits in liaison with / in the absence of RM.
Compliance
- Being aware of the regulatory environment.
- Ensure compliance with regulatory mechanisms and compliance of credit process with the same.
Primary Responsibility:
- Preparation of Credit Proposals
- Analysis of Financial Statements
- Analysis / Research on Industry & Business Environment
- Identification of Risk Areas
- Attending & presenting files at Credit Committee Meetings
- Credit Monitoring and Management
Key Skills Required:
- Exposure to Credit Analysis of Corporates across diversified industries, mainly across large corporates and MNC clients
- Understanding of Business, Industry & Regulatory Environment
- Knowledge of Financial Statements & Balance Sheet spreadsheets
- Ability to correlate financial analysis with the business model of a corporate
- Knowledge of / Experience in Cash Flow Forecasting Models
- Analytical Perspective with an "eye for detail".
- Enjoys challenges, seeks excellence and has a high energy level
- Ability to work flexibly under pressure.
- Excellent Writing Skills
Experience
- 2-5 years of relevant experience in credit subsequent to completion of Post-Graduation
- You will be from a tier 1 B school - Only IIM/ XLRI / JBIMS/ S P Jain
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Posted By
Posted in
Banking & Finance
Job Code
465999
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