Credit Analyst - Bank

1.Preparation of the credit assessment notes covering detailed analysis of business, industry, management and financials.

2.Finalization of terms and conditions (e.g. facility to be provided and structure) of the proposals in consultation with Relationship Managers.

3.Ratings of the client using banks internal credit rating module.

4.Coordinate with the client for timely submission of stipulated monthly /quarterly performance reports such as QIS, sales statements, stock and book debt statement.

5.Risk Management of the allocated portfolio and pro-actively monitor the accounts.

6.Timely processing of the proposals to ensure the Best in class TAT.

7.Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved.

8.Client and factory visit as per requirement to ensure that monitoring is at the highest levels.

9.Ensure adherence to the credit policy, internal policy, RBI guidelines and other guidelines.

10.Prepare presentation and maintain database of portfolio for periodic reviews.

11. A prior banking experience is a must