Credit Administration Professional - Loan - Banking

Looking for Credit administration professionals having exposure in loan operations, commercial services and legal.

Experience: 7-12 years

Location: Bangalore

BASIC RESPONSIBILITIES

Robust Legal Documentation and security creation agreements : 

- Ensure Credit and Security documentation are duly completed and in place prior to disbursement of facility.

- Standardise legal docs, build a robust legal panel for seeking legal advice / look into customized / structured products legal agreements / security.

Strong Credit administration process: 

- Ensure compliance with the stipulated credit terms & conditions and regulatory compliance

- Monitor security creation / insurance- timeliness

- Quarterly analysis and plant inspection

- Limit monitoring/ excess reports monitoring.

- Effective management and improvement of systems for extension of credit facilities to all the branches.

Monitoring and Reporting: 

- New process to be implemented to ensure reporting and monitoring post disbursement credit conditions.

- Overdues report monitoring to avoid any slippages.

- Timely reporting to ROC/CERSAI/ Exception Report/ Conducting Credit Forum regularly

Formulate Exit strategy in case of Non- creation of security/ Covenant testing failure.

- Regular review of each portfolio and assess ongoing credit risk

- Facilitating prompt disbursement

- Timely submission of reports to HO and others.

Manjusha
Team People Tree