Credable - Vice President - Finance & Accounts

Job Type Permanent

Location Mumbai

Internal Stakeholders CredAble CEO, COO & Senior Management team

External Stakeholders External clients, Leading banks - both Indian and Global

Overview of the Role:

Should have experience in Banking or NBFC in Fund Raising, Investor Relations, Financial Strategy and Analytics translating into enhanced Investor Communication. Managed relationship with Banks at various levels for resource raising through Fund/Non-fund Based limits, Bonds and their document negotiations with extensive liaising with legal department. Engaged with a plethora of Banks (incl. Treasury/DCM desk), Insurance companies, FIIs and Mutual Fund companies to aid fund raising and managed investor, intermediary relationships on market borrowings / dealing front.

Planned and managed daily cash flow position, working capital, fund based and non-fund requirement for total debt.

Responsible for effective management of Funds, ensuring Compliance in business and operations, Risk Management and Mitigation of Risk, Costing of products.

JoB responsibilities:

Treasury Operations:

- Oversee cash flows and treasury to ensure liquidity requirements.

- Design treasury keeping key shareholders in loop. Manage regular treasury operations and provide regular reporting to internal team and board.

Books and Controller:

- Ensure books of accounts are representative of the affairs of the Company and are kept in accordance with applicable accounting standards & policies

- Document and maintain the system of accounting policies, procedures, and operating manuals

- Preparation of all financial reporting materials and metrics for internal reporting, MIS for Board of Directors and Auditors

Taxation:

- Ensure accurate calculation of all direct and indirect tax liabilities

- Ensure that all statutory requirements such as deductions are being followed and properly accounted for

- Manage correct and on-time payments for all statutory obligations

Regulatory:

- Ensure the Company is fully discharging its duties towards all applicable compliances

- Develop deep understanding of the regulatory landscape.

- Assess the impact of all relevant changes to regulatory requirements and develop policies and procedures to ensure Credable is fully compliant.

- Ensure that the all corporate and secretarial activities are performed according to the SS1 standard.

Legal:

- Manage the legal controller function, which includes ensuring legal compliance across the Company

- Providing legal support and advice/guidance to business teams, including enquiries on contractual obligations

- Review all contractual documents prior to execution, including checking any specific requirements in case of international contracts

Budgeting & Planning:

- Partner with the HODs on all related operational and strategic issues as they arise; provide strategic recommendations based on financial analysis and projections, cost benefit analysis, statutory and legal basis

- Long-term budgetary planning and cost management in alignment with Credable strategic plan.

- Engage the operations and control team to align financial management with short- and long-term financial planning and projections.

Stakeholders management & Corporate Governance:

- Reviewing the preparation of monthly MIS to be reported to the Board of Credable

- Reviewing the preparation of all presentation materials including notices, agenda papers, presentations and minutes of Board Meetings

- Reviewing the preparation of and reviewing the Annual Updates for Shareholders of the Company

- Responding to queries raised by the Board or Shareholders of the Company

Corporate Governance:

- Implementation of Corporate Governance framework for the Company with zero tolerance of any non-compliance which may have risk of monetary penalties and prosecution to Directors/Officer in default

- Ensuring that the Company, its Directors and the Management are sufficiently covered against all types of risk and litigation

- Ensuring that the Company and Management are aware of all potential risks and their impact on the Company, including those arising from legal & regulatory changes, and taking adequate measures to mitigate such risks

Experience - 7 or more years of experience in a Finance or Accounting role.

Total of 12+ years of experience.

- Demonstrated ability to communicate across all levels of the organization (including senior management).

- Proven leadership, relationship building, and influencing and negotiation skills

- Established track record of delivery in a complex environment

- Excellent working knowledge of MS Excel (Pivot tables, v-lookups) and PowerPoint, Microsoft Access desirable

Education Background:

- Bachelor's degree in Finance or Accounting (or equivalent experience), qualified CA / ICWA/ CFA preferable.

Skills & Competencies :

- Strong analytical skills with an ability to quickly understand workings of a complex processing system and general ledger systems.

- Comfort liaising with business, risk managers, and technology

- Effectively build and maintain partnerships within the various product aligned businesses and across other corporate financial, treasury, and accounting groups

- Ability to understand business drivers and requirements and influence partners to deliver solutions to business issues

- Strong understanding of the control processes and comfort in challenging the status quo to effectively identify control gaps