CredAble - Head - Business & Risk Analytics

Reporting to: Managing Director - Global BaaS for ASP & ME, and Head of RBL

- Work closely with EVP - Business and Product Head (RBL), and EVP - Head of Risk (RBL)

Best Things about the Job:

- Working in a highly entrepreneurial setup with a visionary team passionate to help scale new heights of business success

- Exposure to exploring limitless possibilities and ideas no matter how impossible they may seem today

- CredAble thrives on transparency and a culture to nurture growth

- Being part of CredAble enables you to push beyond the ordinary

Your Role at CredAble:

- Responsible for setting up the data lake / data mart for Retail Business Lending covering both on-us and Off-Us data including big data in the space of Small Businesses (GST, Tax, Invoicing, etc.)

- Introducing right tools (e.g.SAS, Power BI, etc.) and techniques for business and risk analytics function

- Build and lead a team of data engineers to support the growth of the Retail Lending Business

- Design and implement business intelligence reports providing rich and regular insights on the quality and health of the portfolio

- Design and execute various customer campaigns end to end leveraging big data to drive acquisition (e.g. MGM), optimize pricing (e.g. champion challenger), minimize drop-offs (e.g. A-B Testing), drive up-sell / x-sell / higher utilization rates, etc.

- Measure effectiveness of Business Rule Engine, triggers, strategies used at various stages of customer life cycle (acquisition, top-up, retention, collections, etc.)

- Implement and institutionalize new Forecasting Techniques for loss forecasting, Predictive Analytics for Customer Profiling, Propensity Modelling for next best product / offer, etc.