Corporate Credit Analyst - Bank

Corporate Credit Analyst (EMEA/Hongkong)

We are looking for Corporate Analyst (EMEA/Hongkong region) for one of the leading Global Financial Service for Mumbai Location.

Job Profile:

Purpose of Role:

- MES India is setting up a Credit Analysis Team for centralizing the credit analysis function for its

Corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio across EMEA region.

- The Credit Analysis team is the Bank's first line of defence and works closely with GCIB bankers, Product partners and Credit approvers to promote an optimal risk / return on the banks' lending opportunities.

- The credit analyst will perform forward looking fundamental credit analysis on the borrowers, annual reviews and limit renewals, support on ad-hoc requests and periodic reviews when necessary.

Main Responsibilities:

- Manage a portfolio of EMEA Corporate clients and undertake objective detailed due diligence of borrowers / industry.

- Managing end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).

- Covenant checks and periodic monitoring reports.

- Preparation of periodic sector reports and event-based stress tests of the portfolio as necessary.

- Support Relationship Managers / Senior Credit Analysts in the department on adhoc requests related to new transactions or other portfolio reviews.

- Audit management - Internal, External including regulatory inspections

- Ability to multi-task and manage ever-changing and often conflicting priorities; Ability to work with a high level of motivation and initiative; Work diligently to develop technical skills and industry knowledge related to the role.

- Ensure accurate and timely compliance with internal policies and reporting procedures.